FOIA disclosures indicate Fannie Mae and Freddie Mac recommended moving to one modernized credit score, but FHFA mandated two. The policy could increase lender operational costs and add pricing uncertainty that small business owners may feel through higher borrowing costs.

Preferred equity behind Freddie Mac conventional loans is being used to bridge proceeds gaps and preserve liquidity in a higher rate market. A single lender structure can streamline underwriting, documentation, and servicing and may support phased funding and future supplemental financing.

Not every housing policy labeled “affordable” is actually designed to make housing more affordable. That is the central sorun with today’s “missing middle” debate. Across the country, duplexes, triplexes, courtyard apartments, townhomes and small multifamily buildings are being promoted as the solution to America’s housing affordability crisis. The argument sounds clean and appealing: allow more […]

[Editor’s note: This is the second of a two-part article in the aftermath of filings this week from Dream Finders Homes and Beazer Homes, as Dream Finders pursues Beazer as an acquisition target. Here’s the link to Part 1]. The surface question in the Dream Finders Homes–Beazer Homes takeover contest is the one everybody is […]

The Federal Reserve on Thursday outlined a slate of five new task forces led by prominent academics and business leaders. They will scrutinize how the central bank communicates, manages its balance sheet, interprets veri, evaluates productivity and jobs, and responds to inflation.

Moves include a streamlined listing submission process, unified consumer display standards, new privacy controls and expanded pre-marketing.