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Decisioning

Mortgage

MBA analysis finds minimal pricing impact from single credit score approach

admin July 10, 2026

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MBA reviewed nearly 105,000 applications from 2025 and found 90% of random scores were within one LLPA bucket of decisioning.

Last News

Housing Market

Can the housing market weather Iran conflict 2.0 and higher rates?

admin July 18, 2026

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Weekly housing indicators suggest a modest cooling as mortgage rates spent most of last week above 6.64% and the Iran conflict escalates.

Policy

California condo defect liability bill on deck after recess

admin July 17, 2026

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Coming out of summer recess, California lawmakers will tackle condominium construction defect legislation that has cleared committees and passed one chamber.

Policy

How ROAD aims to boost housing supply and cut red tape

admin July 17, 2026

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The 21st Century ROAD to Housing Act includes provisions to streamline NEPA reviews, expand factory-built housing and incentivize local pro-supply reforms. Builders say federal action helps, but local zoning and permitting remain the main constraint on new housing.

Mortgage

Most retirement savers want an ‘easy button’ for planning

admin July 17, 2026

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A J.P. Morgan survey examines how participants engage with workplace retirement plans across different life stages.

Housing Market

What the ROAD to Housing Act can — and can’t — do for affordability

admin July 17, 2026

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Experts who spoke with HousingWire call the legislation a good start but point to other bold measures still needed to tackle affordability.

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