The U.S. needs a new strategy to address the significant recovery costs following large-scale disasters Disasters such as fires, floods and tornadoes are striking a widening geographic area across our country, and their frequency appears to be rising. The cobbled-together framework of consumers’ hazard insurance policies, state insurance programs, the national flood insurance program, and […]

Don’t let homeowners insurance disrupt your closings. Explore the mid-2026 insurance market outlook and how builders can turn coverage into a sales advantage.

Rate Insurance says average homeowners insurance rose 9.16% in 2025 to $2,205 and is up 107.6% since 2019, based on 265,000 policies.