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The insurance market at halftime: What builders need to know for the rest of 2026

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Don’t let homeowners insurance disrupt your closings. Explore the mid-2026 insurance market outlook and how builders can turn coverage into a sales advantage.

Housing Market

Rate Insurance: Home premiums rose 9% in 2025

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Rate Insurance says average homeowners insurance rose 9.16% in 2025 to $2,205 and is up 107.6% since 2019, based on 265,000 policies.