With Vought authority ending Aug. 1, the CFPB awaits Brian Johnson’s nomination as states expand enforcement and lenders seek clarity.

AD Mortgage Trust 2026-NQM5 is backed by 1,008 loans, with a 754 weighted average FICO score and an expected closing date of July 15.

NAR is updating its Trademark Protection Program and says AI tools help identify Realtor trademark misuse earlier for enforcement.

Alloy Advisors estimates $39,660 in costs on a $400,000 resale, $23,000 from commissions and says AI will pressure rates.

House passed the ROAD to Housing Act 396-13, removing a 7-year BTR selloff rule while keeping a 350-home investor ban with carve-outs.

NRMLA’s Steve Irwin says high rates, rising upfront costs and longer timelines are pressuring reverse mortgages even as tech advances.