Big banks exceeded analysts’ expectations for mortgage origination volume in the second quarter of 2026, posting an average increase of 32% compared to the prior three-month period.

Higher mortgage rates will weigh on second-quarter originations and third-quarter guidance for nonbank lenders, even as slower prepayments bolster servicing income, BTIG analysts said.

Cotality says fraud risk fell 9.3% year over year in Q1 2026 to 1 in 129 applications, as refinances reached 41% of volume.

Mortgage quality control defects declined sharply in the fourth quarter of 2025, even as lenders continued to grapple with a rise in eligibility-related issues tied to affordability pressures and increased refinance activity.

Credit conditions for residential land acquisition, development and construction (AD&C) loans tightened again in the first quarter, but at the slowest pace in four years, according to a National Association of Home Builders analysis released Friday. The NAHB’s net easing index for builder and developer credit came in at -2.7 in the first quarter of […]

Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks posted a pretax net production profit of $727 per loan in the first quarter of 2026, up from $674 per loan in the fourth quarter of 2025.