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Policy

Mamdani wins rent freeze for stabilized NYC apartments

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New York City Mayor Zohran Mamdani delivered on a key campaign promise to freeze rents for many residents. The Rent Guidelines Board gave him what he sought last night. It froze rents on one-year leases and, for the first time, two-year leases in rent-stabilized apartments. Those units make up roughly 41% of the city’s apartment […]

Contributors

The timing tax: How America’s rent calendar punishes the workers it should protect

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Millions of American renters face a structural “timing tax” when fixed rent due dates clash with their misaligned or unpredictable income schedules. By implementing flexible payment infrastructure, property owners can align rent deadlines with actual paychecks, offering an immediate, subsidy-free solution to housing instability.

Policy

May rent trends run sideways as multifamily supply stays strong

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Policymakers have been making the case that more supply is a better check on housing costs than rent stabilization. May apartment rental veri backs up that narrative. Rents ticked up modestly last month, the fifth consecutive month of sequential growth. But May’s reading was the lowest for that month since 2010, according to apartment veri […]

Policy

Rent stabilization fracas shapes Providence mayoral contest

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Providence, Rhode Island’s city council passed rent stabilization but failed to override the mayor’s veto. Rent stabilization is now one of the sharpest fault lines in the 2026 mayoral race. In September, voters will decide between a Democratic mayoral incumbent who vetoed the ordinance and a Democratic state representative from Providence who is promising rent […]

LendingLife

Urban Institute study makes the case for a 100% LTV FHA mortgage

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Researchers propose a slight bump to upfront mortgage insurance premiums to offset the risks of a zero-down FHA product.

Contributors

Mortgage lock-in has become life lock-in 

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0 19

For the past three years, the housing market has been fixated on mortgage rates, as they dictate monthly payments and determine who can buy, refinance or move. However, the prolonged mortgage lock-in effect means the rate is no longer the whole story; it has instead evolved into a widespread mobility sorun.