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Legal

loanDepot asks judge to toss West Capital Lending complaint

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loanDepot says WCL lacks standing under TILA and shows no lost customers, urging dismissal with prejudice in California federal court.

Mortgage

Awaiting the CFPB’s next act ahead of Vought’s departure

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With Vought authority ending Aug. 1, the CFPB awaits Brian Johnson’s nomination as states expand enforcement and lenders seek clarity.

Contributors

Housing costs, delayed marriage and the first-time buyer squeeze

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Affordability pressures are shifting life decisions, first-time buyers were 21% in 2024 and average first-time buyer age reached 40.

Land

In Texas’ land game, AI rewards teams who know the market, ground up

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You can sit any man down at a piano. Most can bang out the same three songs they learned in middle school, a few can tune it, and almost nobody can sit there and compose something worth listening to. That piano is AI. The way highly systemized public homebuilders are approaching AI right now tells […]

Housing Market

Pending home sales fall 5.4% in June, NAR says

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NAR pending home sales index fell to 72.5 in June, down 5.4% monthly and 0.3% yearly as rates and prices pressured buyers.

Housing Market

Uplist debuts Homebuyer Intelligence, putting live mortgage insights into real estate listings

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Uplist has launched Homebuyer Intelligence, a listing-connected tool that lets homebuyers see mortgage lender-specific payment estimates and affordability strategies while they are viewing a property in person or online.