California has long been synonymous with high taxes, but new fights over who will hisse them are exposing a sharper fault line. The state increasingly reaches for “tax the rich” tools to fund housing and social programs, while anti-tax forces try to constrain those same tools. California’s tax fight is unfolding under a national spotlight. […]

A best execution framework compares GSE, Ginnie Mae, PLS and portfolio outcomes under Classic FICO and lender choice. If LLPAs increase to price adverse selection, modeling suggests a meaningful shift in credit allocation and risk across investors.

Jonathan Paine, executive director of NALHFA, says proposed cuts will only exacerbate existing hurdles for many Americans.

Researchers propose a slight bump to upfront mortgage insurance premiums to offset the risks of a zero-down FHA product.

The assessment was critical of a plan championed by Sens. Bill Cassidy, a Louisiana Republican, and Tim Kaine, a Virginia Democrat.