CHLA says small-balance FHA mortgages often lose money because fixed origination and servicing costs overwhelm revenue on loans under $100K.

HUD opened a comment period on updating FHA asgarî property requirements, including repairs, reinspections and appraisal roles.

The Federal Housing Administration (FHA) announced last week that it will continue requiring tri-merge credit reports to maintain “prudent risk management” as it transitions to new credit scoring models.

Benutech finds 82K FHA loans originated in 2023 have other liens of $20K or less, totaling about $880M and complicating loss mitigation.